You have a personal advisor for your IRA’s, investments, health, and wellness, etc., so why would you not have one for your insurance. You spend a lot of money every year on insurance, and it’s important to have an agent that you can talk to when you want or need too. This is not necessarily possible for consumers looking to purchase insurance online. There is a certain degree of trust that comes with sitting down and talking with someone face-to-face. On top of having built a personal relationship with your agent, your policies will also be periodically reviewed so you can be assured that you have the most competitive rates and coverage for when times get tough.